How to swap USDT to XMR
- Enter the amount. Type how much USDT (TRC20) you want to send. The estimated XMR amount and the live rate update instantly.
- Paste your Monero address. Use a XMR address from a wallet you control. It starts with 4 or 8 and is 95 characters long.
- Add a refund address (optional). A USDT (TRC20) address where funds return if the swap can't complete.
- Send your USDT. You get a deposit address, QR code and exact amount. Send it from your own wallet before the timer ends.
- Receive XMR. After confirmations the swap runs automatically and Monero lands in your wallet. Track it any time with your swap ID.
About Tether (TRC20) and Monero
USDT on Tron (TRC20) is the cheapest and most widely accepted way to hold dollars on-chain. Monero is a privacy coin that hides senders, receivers and amounts by default. ShadowEX lets you move between the two in one step: no exchange account, no order book, no withdrawal limits and no identity checks.
Want the full walkthrough? Read our guide: how to swap Tether (TRC20) to Monero.
USDT to XMR FAQ
How long does a USDT to XMR swap take?
Most swaps finish in 10–40 minutes. The Tether (TRC20) deposit needs network confirmations (under a minute), then Monero is sent to your address (about 20 minutes for the funds to unlock).
Do I need an account or KYC to swap USDT to XMR?
No. There is no sign-up, no email and no ID check. You only enter the address where you want to receive your coins.
What Monero address do I need?
You need a XMR address from a wallet you control. It starts with 4 or 8 and is 95 characters long. The form checks the format before you can start the swap.
What is the minimum USDT amount?
The minimum changes with network fees and is shown under the amount field as soon as you type. Amounts below it cannot be swapped.
What if the swap fails?
If a swap cannot complete, funds are returned to your refund address. Add a USDT (TRC20) refund address from your own wallet before you start.